📋

Credit Analyst

Also known as: Credit Risk Analyst, Lending Analyst, Credit Underwriter

AI Impact Score

80/100

AI credit scoring models are automating standard credit decisions. Analysts are still needed for complex commercial lending and exception cases.

$45k – $100k

Salary Range

stable

Growth Outlook

80,000

Total Jobs (US)

+3%

Growth Rate

Tasks at Risk (4)

Credit scoringFinancial statement spreadingStandard loan reviewsData gathering

AI-Enhanced Tasks (4)

Portfolio risk monitoringTrend analysisStress testingEarly warning detection

Human-Safe Tasks (4)

Complex commercial analysisRelationship lending decisionsWorkout and restructuringPolicy development

Financial Statement AnalysisCredit Risk AssessmentLending RegulationsExcel ModelingIndustry Research

Accountant

Score: 78/100 · $50k – $120k

Financial Analyst

Score: 75/100 · $55k – $130k

Insurance Underwriter

Score: 78/100 · $50k – $110k

Bank Teller

Score: 85/100 · $28k – $42k

Bookkeeper

Score: 88/100 · $32k – $60k

Financial Advisor

Score: 58/100 · $50k – $200k

Complete task breakdown, AI prompts, skills tracking, and a personalized 4-week action plan.